To: All Members, Parents and Players
Due to a number of recent claims for the refunding of physio and other medical expenses on behalf of players, it is necessary for me to clarify the Clubs position and eliminate any confusion that may apply.
Please be advised that all players play for the Club and engage in training and related practice at their own risk. The Club cannot and will not accept responsibility for injuries sustained by players in the course of these activities.
Parents and players are reminded of this and urged to ensure that they have the appropriate personal medical insurance in place to cover any injuries sustained in the course of such activities.
The club insurances are designed to cover serious injuries only and have strict limits (these are set out overleaf) and can only be invoked after personal medical insurance (e.g. VHI or BUPA) has been exhausted and the procedures detailed below are followed.
For the welfare of players, the Club has appointed Feargal Geraghty as club physio.
A qualified physio will attend the Clubhouse each Tuesday evening from 7-9 pm for the purpose of assessing (only) injuries sustained by players and advising on suitable treatment or remediation exercises.
To avail of this service, players must register their names in advance in the book maintained for that purpose at reception in Drom. Where players have not registered in advance, they will not be seen.
Where a physio treatment session is required, the player will be referred, following the Tueday assessment, and given an appointment with the clinic which is located in Drom.
The Club will make a €25 contribution toward the first physio treatment session but the balance of the fee for that session (€25) and the full fees for all subsequent sessions will be borne personally by the player.
Where an injured player cannot wait for the Tuesday assessment, then he/she can arrange an appointment, only by contacting the Club office in Drom who will contact the physio on his/her behalf and make the arrangements. Visits which are not arranged through the Club office will not qualify for any subsidy.
Players, of course, are free to choose their own medical practitioners but are reminded that, where they do so, no subsidy will apply and all fees incurred must be settled by them personally.
Clearly, the above arrangements only apply to injuries sustained while playing/training with Salthill Devon and do not apply to other sports or engagements with other teams e.g. FAI development squads, Galway FA development squads etc. Players are advised to clarify the position with regard to these situations directly with those responsible.
The above policy applied from 15th November, 2007 and no claims for re-imbursement of medical expenses (except under the Club insurances below) will be entertained after that date.
Signed: Ollie Daniels
Chairman
Club Insurance Cover
The benefits covered under our personal accident policy are briefly set out below;
Death , Loss of Limb , Loss of Eye and Permanent Total Disablement €80,000
Temporary Total Disablement ( subject to several conditions) €300 per week.
Medical expenses
€4,000
Physio bills limited to €250 per player per season (note: excess applies first)
Emergency Dental treatment only and limited to €500.
Note that all medical expense claims are subject to €100 excess.
It is critical that all claims under the above policy are advised, in writing, to the office in Drom and an accident report form completed, as soon as possible after the incident. Failure to complete the details or delays in the lodging the claim may result in the claim being declined